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Merchant Cash Advance

Get the funding you need fast... A merchant cash advance is becoming one of the most popular sources for small business working capital. Our cash advance program allows you get the cash you need for your business without the hassles of a bank loan.

This business loan alternative has become one of the most popular forms of financing for small business owners.

Many business owners think a merchant cash advance is a short term loan, or a high interest advance. In actuality it is simply a sale. We purchase your future sales at a discount. Both parties agree to the amount of sales being purchased for a discounted cost.

Bank Loans Compared

Small Business Loan

  • Banks have strict requirements
  • Long wait times for funding
  • Complicated contracts
  • Extensive documentation

Merchant Cash Advance

  • We approve credit scores below 500
  • Receive your funds fast
  • Simple, flexible programs
  • No tax returns or financials required

Top Benefits of a Merchant Cash Advance

We are a full service merchant account provider. The merchant cash advance is just one of the many services available to our clients. It provides you with the cash you need when you need it, fast and without hassle.

  • High Approval Rate: Cash advance approvals are based on business performance rather than personal credit, time in business or financials.
     
  • Fast Funding & Easy Renewals: We can have money in your bank in as little as 72 hours. Once you are approved you can renew your advance when 50% of your balance is paid down.
     
  • Simple “No Hassle” Payback: There is no need to write a check every month, your payments are automatically held from a percentage of your credit card transactions. There is no fixed monthly payment. If your sales are low on a particular month your payback will be less.
     
  • Revenue Based Collections: With a merchant cash advance, we get paid when you get paid. Our payment is a percentage of your daily sales, so if you have a slow month you are paying back less. This flexible structure allows businesses to always be able to afford the payments. 
     
  • No Credit or Collateral on the Line: Unlike a commercial business loan, our merchant cash advance is actually a sales transaction, so they are not reported on credit reports.
     
  • Cash Advance Usage: Use a merchant cash advance as a financing tool to help with cash flow, purchase equipment, inventory, payroll, pay other debts, meet unexpected expenses, and more.